MEDICARE MADE SIMPLE | HONEST ADVICE
(800) 392-0099 |
(956) 816-3081
(800) 392-0099 | (956) 816-3081
Speak to a licensed insurance agent. TTY: 711
Privacy Policy
Effective Date: January 1, 2024
FGJ Health maintains a rigorous commitment to professional transparency and the safeguarding of data for all Medicare beneficiaries. As your trusted Medicare brokerage partner, we adhere to strict confidentiality protocols regarding the information shared during the advisory and enrollment process.
This Privacy Policy outlines our refined data practices, detailing the procedures established to govern the collection, utilization, and security of your personal information, ensuring full compliance with industry regulations and your continued peace of mind.
1. Information Collection
To facilitate our Medicare advisory and enrollment services, FGJ Health collects specific personal information voluntarily submitted through our digital platforms or communication channels. This data is essential for accurate healthcare plan evaluations and service delivery.
- Identifiers: Including legal name, telephone number, email address, and mailing address.
- Medicare Eligibility: Information pertaining to upcoming Medicare eligibility milestones or status.
- Usage & Technical Data: Standard identifiers collected via industry-standard cookies to optimize platform performance and site security.
2. Usage & Disclosure
FGJ Health operates under a specialized 'Expert Guidance and Zero Pressure' service model. Your information is utilized exclusively to provide comprehensive Medicare comparisons and to ensure administrative accuracy in accordance with federal oversight. Specifically, we use your data:
- To facilitate personalized Medicare plan reviews and benefit eligibility analysis.
- To provide enrollment assistance ONLY upon receiving your explicit, written beneficiary consent.
- To maintain accurate records as mandated by CMS (Centers for Medicare & Medicaid Services) 10-year retention standards.
- To deliver essential updates regarding regulatory changes or shifts in your coverage options.
FGJ Health maintains a policy of absolute data integrity: we do not sell, rent, or trade your personal information to third-party marketers.
3. Data Security & Retention
We employ rigorous security measures to protect your personal information. Your data is stored on secure platforms utilizing industry-standard firewalls and advanced encryption to prevent unauthorized access.
In compliance with federal regulations, FGJ Health maintains communication records and enrollment documentation for a period of ten (10) years, as required by the Centers for Medicare & Medicaid Services (CMS).
Mandatory TPMO Disclosure
As a Third-Party Marketing Organization (TPMO), FGJ Health is required by the Centers for Medicare & Medicaid Services (CMS) to provide the following formal disclosure:
- We do not offer every plan available in your area.
- Any information we provide is limited to those plans we do offer in your area.
- For information on all of your options, please contact Medicare.gov or call 1-800-MEDICARE.
By providing your information, you grant express written consent for a licensed insurance broker to contact you via telephone or email to discuss Medicare Advantage and Prescription Drug Plan options. This contact is for the purpose of insurance solicitation.
4. Your Rights & Contact Information
You reserve the right to review the personal information we maintain or to request the permanent deletion of your contact data from our active marketing registries. To exercise these rights or to initiate a formal opt-out of our services, please submit a written request to our office via the contact channels provided. We are committed to responding to all inquiries within a reasonable timeframe, ensuring full compliance with CMS transparency requirements.
- FGJ Health
- Toll Free: (800) 392-0099
- Local Line: (956) 816-3081
- Email: felix@fgjhealth.com
- Address: Edinburg, Texas, 78539