Our Medicare
Services
FGJ Health provides tailored Medicare guidance to match each client’s doctors, prescriptions, and pharmacy preferences. We take the time to simplify complex choices, ensuring your coverage aligns perfectly with your healthcare needs.
Medicare Supplement Guidance
Medicare Supplement plans, often called Medigap, are essential for covering the 'gaps' left by Original Medicare. We specialize in helping you identify these exposures—including Part A and B deductibles and coinsurance—so you can enjoy healthcare without the stress of unexpected bills.
- Compare Medigap Options: We provide side-by-side reviews of plans A through N to find the level of coverage that matches your risk tolerance.
- Budget Optimization: Our independent reviews identify plans that fit your monthly budget while maintaining high standards for carrier stability.
- Preferred Provider Access: We ensure your plan allows you to see any doctor or specialist in the country that accepts Medicare, with no network restrictions.
Medicare Advantage Plan Reviews
Network Verification
We verify your preferred doctors and specialists against local HMO and PPO networks to ensure your care stays continuous and accessible.
Copay & MOOP Analysis
Our side-by-side comparisons look beyond premiums to analyze copays and maximum out-of-pocket (MOOP) limits for total financial transparency.
Extra Benefit Reviews
We evaluate additional coverage like dental, vision, hearing, and fitness benefits to find a plan that supports your entire lifestyle.
Prescription & Pharmacy Matching
We take the guesswork out of your medication costs. By meticulously reviewing your current prescriptions and preferred pharmacies, we identify the specific Medicare Part D or Advantage plans that offer the best coverage for your needs. Avoid surprises and ensure your medications are correctly tiered.
"On-Call" Plan Reviews & Support
Medicare plans and your health needs are dynamic, and your coverage should never be a surprise. We remain your dedicated advocate throughout the year, ready to perform a comprehensive review of your plan at your request. Whether you have a change in medication or simply want to ensure your current coverage still aligns with your doctors and budget, we are here to provide the clarity you deserve. If our review confirms you are already on the best plan for your unique needs, we will be the first to let you know.